Browsing Categorypersonal loan

With the fast development of internet, the traditional way of lending is changing. Nowadays people prefer to lending online. P2P loans can be a substitute for bank loans. The difference is that companies and individuals can borrow money from dozens or even hundreds instead of borrowing from a single source. In Europe, nowadays while the vast majority of P2P lending activities are concentrated in the UK, accounting for more than 84% of the entire European market. Germany, France and the Nordic countries are also experiencing strong growth. Many counties provide different ways for borrowers to choose. Zopa Zopa is famous…

Someone concluded that Americans make money and spend money on consumption. The American view of consumption and investment is not tied to the family’s asset structure and income structure. In the distribution of private capital, U.S. citizens make up only 15% of their personal financial services deposits in financial institutions, while stocks, mutual funds, bonds, life insurance products and other investments account for 85% of personal financial assets. Among the U.S. family income, wages and other labor income and investment income are equally divided, each accounting for about 50%. The ups and downs in the US stock market have largely…

This year there is many events occur in United Kingdom. Carney will release a semi-annual report of the Bank of England’s financial stability, which could force major banks in Britain to raise their current capital levels. After Britain chose to leave the European Union, the Bank of England immediately injected liquidity into the banking industry and announced a package of emergency measures. And any move to raise banking capital is a direct counter-move after the above move. In addition, it is expected that Carney will also be asked about the relevant issues in the United Kingdom’s exit from the EU.…

The beginning of the European credit card basically synchronized with the United States, brought to France by Dalai Lama in 1955, which is opened France market, and is also the European credit card market. 1961 American Express card was used in France, which promoted the development of French credit card. The United Kingdom also introduced credit cards in the 1960s. Barclays Bank of England and some U.S. banks reached an agreement to issue “Barclay Cards” across the United States and Britain, starting the history of issuing credit cards in Europe. European credit card market is very developed, but the development…

What are the advantages of personal loans? An individual is a loan that a borrower does not need to provide a collateral to pay on the goodwill of the borrower. Personal credit loans are flexible and convenient. Compared with mortgage loans, personal credit loans have more advantages. The advantages of personal credit loans: 1. Low threshold Personal credit loans with good credit loans. The borrowers do not need to provide property, goods guarantee, which greatly reduces the loan threshold, so that many just started working, low income, no mortgage users can apply for a loan. 2. The line of moderate…